A new regulation has been introduced for personal need loans. After this new regulation, citizens are examining the updated personal loan limits. The last change in credit limits was made on June 9, 2022. So, how much did the new personal loan limits become in 2025? Information regarding banks’ consumer loan limits for 12, 24, and 36-month terms…The Banking Regulation and Supervision Agency (BRSA) decided to update the term limits for consumer loans. With the new regulation, changes were made in different terms depending on credit amounts. Hence, there is curiosity about the changes in personal loan limits. Personal needs loans are granted by evaluating the applicant’s credit score, income status, and financial background. Banks determine the loan amount and term by analyzing the applicant’s repayment capacity.Following the decision taken by the agency, significant updates have been made on personal loan limits with terms of 12, 24, and 36 months.According to the announcement made by the BRSA, the limit for a 36-month personal loan has been increased; the amount, previously limited to 50,000 and 100,000 Turkish lira, has now been raised to between 125,000 and 250,000 Turkish lira. Thus, a wider range of individuals now have access to long-term credit usage.​With the new decision, the limit for personal loans up to 12 months has been increased from 100,000 Turkish lira to 250,000 Turkish lira.In a statement from Ziraat Bank;”For loans up to 125,000 TL, the term can be up to 36 months, for loans between 125,001 TL and 250,000 TL, the term can be up to 24 months, and for loans above 250,001 TL, the term can be up to 12 months. Personal and/or material collateral is required. Our bank offers Life Insurance* product to customers who utilize personal loans.” it was mentioned.A personal loan is a type of cash credit that individuals obtain from banks or financial institutions with a specific term and interest rate to meet various personal expenses. This type of credit is typically used for personal needs such as buying household items, health expenses, vacations, wedding costs, education expenses, among others.