The principles and procedures regarding the funds that development and investment banks will obtain from their credit customers, partnerships, and shareholders have been determined. The Regulation on the Principles and Procedures Regarding the Funds to be Obtained from Credit Customers, Partnerships, and Shareholders of Development and Investment Banks prepared by the Banking Regulation and Supervision Agency (BRSA) was published in the Official Gazette and entered into force. According to this regulation, the funds that development and investment banks will obtain from money markets, capital markets, organized markets, and banks are excluded from the scope of this regulation. Within the scope of the regulation, the total amount of funds to be obtained from a credit customer under the fund contract, provided that it is secured, including receivables arising from transactions made with credit cards, shall not exceed the total credit risk amount arising from transactions subject to the definition of “non-cash credit using cash and non-cash credits via sureties, counter-guarantees, guarantees, endorsements, transfers, acceptances, and other suitable commitments, as well as financial leasing methods, sale methods, leasing methods, partnership methods, agency methods.” In this calculation, 20% of the unused credit risk amount originating from individual credit card limit commitments will be taken into account. FUNDS TO BE OBTAINED FROM PARTNERSHIPS According to the regulation, funds may be obtained from partners, affiliates, subsidiaries, and jointly controlled companies provided that a fund contract is signed. The total amount of funds obtained from a direct or indirect partner shall not exceed the equity amount corresponding to the share of that partner in the capital of the development and investment bank. This limit will not be applied to funds obtained from qualified shareholders and direct or indirect partners included in the risk group, as well as direct or indirect shareholders with legal personality. Funds cannot be obtained from shareholders based on ownership acquired from the stock market that are not within the scope of qualified shareholding. Development and investment banks will align their practices within the scope of this Regulation with the provisions of this Regulation by April 1, 2026. Additionally, the Board will be authorized to extend this period by one year.